Travel Insurance is smart to have for all international trips. Travel insurance protects your financial investment in your trip. It often covers such things as lost baggage, cancelled flights, and trip issues if you get sick. It may cover costs of medical attention you might need while abroad. Travel Medical Insurance is more specific and usually covers the cost of various levels of overseas medical treatment. Medical Evacuation Services provides air ambulance, medical evacuation or medical escort service coverage for overseas travelers. You should not rely on anyone else to help you for medical evacuation if you do not have this coverage.